Looking in the Rearview Mirror?
Financial data should drive your future, not just document your past.
For many SMEs managers and executives, the finance department can appear as a bottleneck rather than a strategic partner. Manual processes create a "visibility gap" that prevents agile decision-making.
"Strategic Lag" Stifles Agility
How fresh is the data driving your decisions today?
Legacy financial reporting only shows the past. With weeks passing between the invoice date, manual posting, and the final month-end close, you are effectively flying blind.
Reactive Decision-Making
Liquidity bottlenecks are only detected once they have already impacted your cash flow.
Missing Context
You see the "What" but not the "Why." If costs have risen, you cannot promptly pinpoint vendors or cost centres.
Excel Hell
Your FP&A team spends 80% of their time manually consolidating data and only 20% on strategic analysis.
The Solution | A Single Source of Financial Truth
Know what’s coming—not just what’s happened.
With capient FLOW the data from your banks is unified with your invoices and ERP information into a central, real-time command centre to provide immediate awareness, intelligence, and insights.
Three Pillars for CFO Intelligence
Rolling Cash Flow Forecasting
Move beyond gut feeling. Our AI forecasts cash outflows by analysing due dates, historical payment patterns, and early-payment discount targets. Identify potential liquidity gaps weeks in advance, giving you the time to act.
Strategic Spend Analysis (Drill-Down)
Understand every penny of your cost structure. Drill down into expenses by vendor, cost centre, or category in real-time. Identify immediate savings by consolidating suppliers and negotiating better terms based on hard data.
AP Process Mining (KPIs)
Measure your department’s pulse. Track the metrics that matter: processing time per invoice, touchless automation rates, and lost discounts. Optimise your workflows and resource allocation based on facts, not assumptions.
Measurable Impact | The CFO as a Strategic Co-Pilot
Working Capital Optimisation | Actively manage your DPO (Days Payable Outstanding) and DSO to unlock trapped cash flow and improve liquidity.
Board-Ready Reporting | Generate professional boardroom presentations instantly—eliminating manual copy-pasting errors and the risk of spreadsheet formula mistakes.
Business Agility | Lead with confidence by making decisions based on real-time daily insights, not outdated figures from the previous month-end close.
Scenario Planning & Resilience
Prepared for every "What-if".
Stress-test your business’s financial stability at the touch of a button.
Scenario A
"What is the impact on our cash runway if revenue drops by 20%?"
Scenario B
"How does our working capital shift if we extend payment terms with key vendors by 10 days?"
Turn Your Data into Strategic Foresight
Allow us to reveal how simple ledger entries can transform into tactical business insights.
FAQ
Does this system replace our existing approval workflows?
No. capient FLOW acts as an intelligent "gatekeeper" that sits in front of your current approval process. We filter out errors and risks so that your authorised signatories only receive valid, verified invoices for review, ensuring your reports are based on clean data.
Does it work with SAP, Microsoft Dynamics, or local systems like Sage and Visma?
Yes. Because we analyse data before it is finalised in your ledger, we sit seamlessly on top of your existing ERP or accounting landscape. Our reporting engine pulls data from both our platform and your ERP via REST API for a holistic financial view.
How quickly is the detection engine ready to use?
From Day 1. By training the AI on your historical data (Pre-training), the system understands your specific supplier relationships and transaction patterns the moment you go live, providing meaningful reports from the very start.
Can I export these reports for board-level presentations?
Yes. All CFO reports in capient FLOW are designed for high-level oversight and can be exported into standard formats or shared via secure, live-link dashboards, tailored for UK and European SME board requirements.
