Real-time Financial Governance
Prevent fraud before any capital leaves your account.
From minor clerical errors to sophisticated fraud: Capient FLOW audits 100% of your transactions in the background. Our AI-powered anomaly detection secures your liquidity—fully automated and audit-ready.
Is your "Four-Eyes Principle" truly secure?
In many organisations, invoices are only checked via random sampling or audited months after the payment has been made (Recovery Audit). In an era of Business E-mail Compromise (CEO Fraud) and increasingly complex global supply chains, relying on manual spot-checks is a high-stakes gamble.
The Old Way (Manual/Retrospective)
Spot-checks
Only 5-10% of invoices are thoroughly verified.
Reactive
Errors are discovered during month-end or annual audits.
Vulnerable
Fraudulent bank detail changes often go unnoticed.
Costly
Recovery audits take a percentage of recovered funds.
The Capient Way (Real-time/AI)
Total Coverage
100% of all transactions are audited instantly.
Proactive
Risks are flagged and blocked before the payment run.
Secure
Automatic IBAN/Sort Code verification against master data.
Preventative
Stops overpayments and duplicates at the source.
Precision Driven by 120 Data Points
We are reshaping the rules of invoice auditing. Capient FLOW doesn’t just look at the recipient and the amount; our engine analyses the entire context of every single transaction in milliseconds.
Contextual Intelligence
We understand your supplier relationships. Is a specific invoice amount unusual for this vendor? Has the payment terms shifted? Our AI instantly identifies deviations from historical standards and baseline trends.
Multi-Entity Duplicate Detection
A classic error in large UK or Nordic groups: the same invoice is submitted to two different subsidiaries. We identify duplicates across all entities and mandates—even when invoice numbers vary slightly (e.g., "Inv-123" vs "123").
Pattern Recognition (Fraud Prevention)
Protect your business from both external and internal threats. The system detects patterns characteristic of fake invoices, IBAN/Sort Code manipulation, or "split billing" designed to bypass internal spending limits.
Your 4-step Safety Net
Real-time Screening
As soon as an invoice is received (or a posting suggestion is created), Capient FLOW scans the data against internal master records, blacklists, and historical patterns.
Warning! Non-matching address detected
Intelligent Risk Scoring
Avoid information overload. The system assigns a risk score (Low, Medium, or High) to every transaction. Your team only focuses on the items that truly require human attention.
Warning! High Risk Score
Guided Resolution
When a match is found, the system provides the context immediately: "Warning: IBAN differs from master data record."The auditor can then resolve the case, escalate it to a manager, or approve it within the system.
Warning! Discrepant IBAN/Sort Code
Audit Trail & Reporting
Every decision is logged in a tamper-proof manner. You receive ready-made reports for internal audits and can proactively identify vulnerabilities in your workflows.
Warning! Divergent VAT ID
Measurable Advantage | Security That Pays for Itself
100 % Coverage Switch from "spot-check lottery" to a comprehensive audit of every single outgoing payment.
70 % Fewer False Positives Our AI learns from every decision your team makes, ensuring it only flags genuine risks rather than bothering you with "false alarms."
Immediate ROI In many cases, preventing a single duplicate payment or one fraudulent transaction is enough to cover the platform's annual subscription cost.
FAQ: Facts for Decision Makers
Does this system replace our existing approval workflows?
Answer: No. capient FLOW acts as an intelligent "gatekeeper" that sits in front of your current approval process. We filter out errors and risks so that your authorised signatories only receive valid, verified invoices for review.
Does it work with SAP, Microsoft Dynamics, or local systems like Sage and Visma?
Answer: Yes. Because we analyse data before it is finalised in your ledger, we sit seamlessly on top of your existing ERP or accounting landscape. Our REST API ensures compatibility with both modern cloud suites and legacy systems.
How quickly is the detection engine ready to use?
Answer: From Day 1. By training the AI on your historical data (Pre-training), the system already understands your specific supplier relationships and transaction patterns the moment you go live.
How does capient FLOW simplify financial audits for SMEs?
capient FLOW automates the audit process by maintaining an immutable, real-time log of all AP transactions. This ensures that SMEs in the UK and Europe can provide auditors with complete, compliant data sets instantly.
Does capient FLOW support UK and Nordic tax audit requirements?
Yes, the platform is specifically engineered to meet HMRC's Making Tax Digital (MTD) standards and Nordic e-accounting regulations, ensuring all invoice transactions are recorded with full metadata for compliance.
